Business Banking
- Are you having problems with your business bank?
- Has the bank refused to lend you any more money?
- Has your bank reduced or withdrawn your overdraft at short notice?
- Has your bank increased your interest rates and is charging you more than ever for the same borrowing facilities?
- Has your bank taken away our face to face relationship manager, and left you dealing with a call centre?
If the answer to any of these is yes, Touchstone Commercial Finance can help. We provide this service to both business customers having problems with their banks, and to banks looking for an independent expert to re-establish relations with customers.
With the problems in the banking sector over the past few years, business banking has seen a change. Some banks are no longer in existence, some are no longer lending to business and commercial customers, and in some cases some customers are finding that they and their businesses are being transferred to another bank, not because they have chosen to but because their bank is selling off part of its branch network.
Since 2008, Touchstone has worked successfully with a range of clients in helping them to deal more effectively with their existing banks. Here are some of the areas where we may be able to help you and your business :
- Helping at renewal or review meetings with their banks to ensure they keep current borrowing facilities, or if not to help source alternatives
- Helping when you have been asked to re-bank at short notice
- Helping you to deal with bank ‘intensive care/special situations’ departments when the bank feels the customer is experiencing financial difficulties
- Helping you to liaise between various banking relationships, where for example borrowing facilities may be split between banks, invoice finance companies, asset finance companies and other outside lenders, e.g. Finance Wales.
- Being retained on a monthly or quarterly basis to help you with any commercial finance requirements, including meetings with lenders.
Touchstone can help you and your business either on a one-off basis, or on a longer term retainer basis. We are flexible in our approach so that we can tailor this to individual client needs.
To find out more about how Touchstone can help you and your business in dealing with the banks, contact us for more information now, either by calling us on 07595 219921 or filling in the following :
